About Us - JP Mortgage

Why JP Mortgage Services?

JP Mortgage Services have closed millions of dollars in residential and investment loans. FHA, VA and Conventional are the main avenues that are available to the buyer.

The integrity and devotion of our loan officers is second to none. We are very fortunate to have such a loyal group. It’s their dedication that helps turn our clients dreams into reality.

Why JP Mortgage Services?

At JP Mortgage Services, we always put the customer first. Our consideration for the needs of our customers is our number one priority.

We care about our industry

As providers of the biggest financial transaction most people will make in their lifetime we are strong advocates of conducting ourselves with the highest degree of transparency and ethics.

We care about results for YOU

The results we achieve for our clients are by far the most important part of our job. We are mission focused to deliver success.

About Us


The mortgage industry is just beginning to really move into the computer age. Twenty years ago when I worked for the Veterans Land Board in Austin Texas, loans took a minimum of 3 to 4 months from application to close. Now in many cases we can have a full loan approval within 24 hours. There are some programs that we use that will actually give you loan approval in as little as 5 minutes! JP Mortgage is proud of the accomplishments we’ve been fortunate to achieve over the years and continue to make every effort to stay on the cutting edge of our industry. Way back in 1999 I am proud to say we were part of an effort that closed and funded over 6,200 loans!

Our commitment continues this new century with more efficient software and hardware. Our Loan Officers are a diverse group of committed professionals who work hard for our clients. We have some of the most up to date products in the mortgage industry.

Take look at just a few of the many programs we offer:

  • No or Limited Documentation
  • No Ratio Loans
  • No Income Verification Loans
  • Loans To $ 4,000,000.00
  • One Time Close / Construction Loans
  • 100% Financing for 1st Time Home Buyers
  • Part Time Farms
  • Large Acreage / Ranches

Along with our standard FHA / VA and Conventional Loans we are confident that we can find the best program for you. We have also added a commercial division! This section will allow the small commercial borrower to be able to compete for the same money that the big guys get.

The integrity and devotion of our loan officers is second to none. We are very fortunate to have such a loyal group. Should ever a problem arise feel free to contact me with any thoughts on our service, our website or anything else related to JP Mortgage at Chris@jp-mortgage.com.

Thanks again for visiting us and I hope you’ll give us a chance to be your mortgage company.

Chris Penders


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