About Us - JP Mortgage

Why JP Mortgage Services?

JP Mortgage Services have closed millions of dollars in residential and investment loans. FHA, VA, and Conventional are the main avenues that are available to the buyer.

We have more than 30 years of experience with 26 different WHOLESALE lenders allowing for lower rates than any local banks at the same costs or less.

At JP Mortgage Services, we always put the customer first. Our consideration for the needs of our customers is our number one priority.

As providers of the biggest financial transaction most people will make in their lifetime, we are strong advocates of conducting ourselves with the highest degree of transparency and ethics.

We care about results for YOU

The results we achieve for our clients are by far the most important part of our job. We are mission-focused to deliver success.


The mortgage industry is now in the digital age. Thirty years ago, when I worked for the Veterans Land Board in Austin, Texas, loans took a minimum of 3 to 4 months from application to close. Now in many cases, we can have a full loan approval within 24 hours. We use programs that will give you loan approval in as little as 5 minutes! JP Mortgage is proud of the accomplishments we’ve been fortunate to achieve over the years and continue to make every effort to stay on our industry’s cutting edge. Way back in 1999, I am proud to say we were part of an effort that closed and funded over 6,200 loans!

Take a look at just a few of the many programs we offer:

  • No or Limited Documentation
  • No Ratio Loans
  • No Income Verification Loans
  • Loans To $ 4,000,000.00
  • One Time Close / Construction Loans
  • 100% Financing for 1st Time Home Buyers
  • Part-Time Farms
  • Large Acreage / Ranches

Along with our standard FHA / VA and Conventional Loans, we are confident that we can find the best program for you. We have also added a commercial division! This section will allow the small commercial borrower to compete for the same money that the big guys get.

The integrity and devotion of our loan officers are second to none. We are very fortunate to have such a loyal group. Should ever a problem arise, please contact me with any thoughts on our service, our website, or anything else related to JP Mortgage at Chris@jp-mortgage.com.

Thanks again for visiting us and I hope you’ll give us a chance to be your mortgage company.

Chris Penders

We care about you and your future!

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